The Soapbox



The United States is the only industrialized nation that does not have a universal health care system. Health care is not something that should be allowed to be affected by capitalism. It should not be a business; no one should be making profits off of health care. It should be a basic human right, just like education. Look at what private schools have done to our public education system. Public schools are seriously lacking the funding and resources they need to do their job, if everyone sent their children to public schools, and invested their resources in them, they would be able to offer an exceptional education for everyone. Privatized education is really only a paid for version of separate but equal, but only nothing is even close to being equal; our privatized health care system is nothing different. Just like a good education should never be for sale, health care should never be for sale, or something only the wealthy can afford. Everyone needs and deserves healthcare; no one should ever go broke because they get cancer or lose their home because they can not pay for their medical bills. In our capitalist society, it is impossible for everyone to have a job, there are just not enough jobs to go around; it is impossible for everyone to have a full-time job, or a job paying $100,000 a year. It just does not work for everyone, it is an impossibility for everyone to achieve “the American dream” (it’s a called a dream for a reason right, it’s not “the American reality”, or even “the American possibility”). The few people who are fortunate enough to have a full time job, or work for a company that actually provides health care are very lucky, but they are not the majority. We would never allow an education system to be set up the way our current health care system is. I have never found anyone who thinks that either are not basic human rights or not equally important. Yet there are people out there fighting to keep our current health care system that does not work, I don’t understand how people can be so afraid of providing health care for everyone. Everyone knows someone who has been laid off, or is a student or is self employed or works for a company that does not offer health insurance. Everyone knows someone who does not have health insurance. How could everyone not want their friends and family to be able to go to the doctor if they get sick? Of course taxes will be higher; but if you have health insurance, you already have money taken out of your paycheck to pay for it, you already have to pay high premiums, and you already pay taxes for medicade and medicare. If health care is universal, you are only paying for it once, out of your taxes, and you never have to worry about going to a doctor if you get sick and paying a premium for a surgery that you can’t really afford, but need because it could save your life. Right now, if you are a tourist in France, and you fall and break your leg, you can go to a hospital and have it taken care of, and you don’t have to worry whether or not you can afford it; your leg is broken, you shouldn’t have to worry, you should be able to get it fixed. That is amazing; every country should be so concerned about the well being of all people. Our taxes right now are used for mass destruction and the killing of other human beings for absolutely no reason, and we can’t allow people to go to the doctor if they are sick? It is shameful. I am so tired of the fear mongering going on right now over the health care debate. These “tea parties” look more like KKK rallies, and people have lost all rationality over this. No one in this country is suffering taxation without representation; no one is going to be killed off if there is universal health care. People should really be ashamed of them selves for acting like this, it is disgusting to see. Everyone who has a job pays taxes, we don’t get to dictate where they are spent, but an ethical community takes care of its citizens, all of them, equally. Our taxes need to go to universal health care, it is a basic human right and we should be ashamed of ourselves for taking this long to provide it, and for being so irrational over it. I don’t understand other human beings that live in this world amongst other human beings and have no concern for the welfare for their neighbors. If you don’t want your government to provide your healthcare, than you have an option to opt out of society; you do have an option to not pay taxes, yet you also to choose to not be able to vote or ever receive any sort of socialized service our government already provides. We all make up this society, we are all a part of our whole, and we should all want basic human rights to be provided for the greater good of our society, for the greater good of the whole. There really shouldn’t be a debate here, it is time to be rational, think clearly, and be human. We have to stop fighting each other, and allowing capitalism to stop us from being rational, ethical human beings. We all will need help in some form or another at one point in our lives, we all will go through some sort of difficulty, why do we want to keep holding people down and denying them their most basic of human needs? Let everyone have health care, let’s be decent for once and show the world that the United States values humans above profits just this once.

Buying Life Insurance For The First Time

Buying Life Insurance For The First Time

When one purchase insurance, it means that you are buying something that you would never use it, but in case you need to file an insurance claim, you would come to know how important it is to have right type of coverage. Follow the below given tips in case you are a first time buyer for life insurance.

It is a remarkable fact that people who is actually healthy get best rates on life insurance. You would be asked to pay a superior rate of anything that lessen your life expectancy for example, if you have smoking habit, or if you are overweight, or may be bad in driving.

The life insurance company would certainly ask you about your health check history and might desire you to take some kind of medical you as well test for. While filling up the health advice form you need to be true to them, in case you lie the company would find out and your life insurance policy would be surely canceled. And if in case your sick and were to die and then the life insurance company found out you lied earlier, if, for instance, you said you were a non-smoker but ended up dying of lung cancer from a smoking habit, they would then certainly deny the death benefits.

No matter what type of insurance you're purchasing, the course is fundamentally the same. Once you've determined what type of insurance and as well how much coverage you require, you could start contacting insurance companies online, straight by phone, or even through an insurance broker or agent to get quotes. Get quotes from numerous diverse insurers because premium cost could surely vary widely.

An insurance policy may cost less because it offers less, or dissimilar, features and benefits. And make certain the company you've settled on is highly regarded, with high-quality customer service and also claims-paying ability. All insurance companies are rated by chief rating agencies (e.g. Standard & Poor's, Moody's, A.M. Best) on their available capability to pay claims. You could also access these ratings online, by way of public libraries, or through insurance company literature.
An insurance policy is a legal contract that may be loaded with technical terms that are hard to understand. But read it anyway before you sign on the dotted line to find out about the coverage you're buying. A life insurance policy is a lawful deal, which might be loaded with technical terms that are hard to understand, but you need to read it anyways before you sign on dotted line to find out about the premium and coverage you are buying. For instance, the policy would tell you:

Who is covered?
What coverage eliminations and limitations apply?
When coverage starts and ends
How much coverage is actually provided to you?
How much you would pay for insurance coverage
How you report a loss and to file a claim

The most excellent key for purchasing right amount of life insurance is just to have sufficient coverage policy which meets your need. In case if it carry more life insurance than what you really required; you'll land up paying unwanted for higher premiums. On the other hand it is also significant not to have too little coverage, which might result in you being underinsured.

If you've been putting off for buying life insurance because you don't want to pay the premiums, you might be doing yourself damage in the long run. The younger you are when you buy life insurance coverage, the lower your premiums would pay. Make your life insurance policies work for you by taking the time to occasionally review your needs and coverages.

Great value for money 'provided by cheap holidays in India'

Those who have booked their cheap flights to India may be pleased to hear the point of view of one travel industry representative.

According to Lynsey Devon, an activity sector PR manager for TUI Travel, India is a destination that provides a wallet-friendly break for all kinds of travellers.

Recession-hit Brits prioritise travel to the region "because it is very good value for money", Ms Devon added.

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Tourists being attracted by 'scorpion man' in Thailand

A man who has taken up a rather unusual pastime has been attracting the attention of those on cheap holidays in Thailand, it has emerged.

Suang Puangsri, aged 38, spent years cooking and sell scorpions to hungry passers-by, but now, as a practicing Buddhist, has decided to punish himself for this by taking up home with 4,600 of the creatures.

He told Reuters: "Although I was happy to have money, I felt suffering deep inside as they were being harmed by me. I felt scared that I was committing a sin."
Travellers have now begun to stop by his home in the small village of Fark Ta in the Uttaradit region, where he makes a living carving animal figurines.

Delhi 'India's richest city'

Those who have booked cheap holidays to Delhi may find themselves among the country's most well-to-do residents, it has been discovered.

According to the Nielsen Upper Middle and Rich (UMAR) survey, Delhi is India's most affluent metropolis and is home to some of the richest Indians.

Conducted among 35 cities and 18,250 individuals, the paper used criteria such as lifestyle, possessions, consumer behaviour, level of income and quality of education in its evaluation.

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